Devices dashboardkw-phone-dashboard.png
Devices dashboard. Every device, due, payment and alert at a glance.
device financing, protected end to end
Restricts.
Never bricks.
Unlocks on payment.
KW EMI Suite sits inside every phone you sell on installments. Miss a payment past grace and the phone enters a limited mode — emergency calls always work. Pay, and it's back in seconds. Watch it happen on the right.
NEW: reminder calls, Dues at a glance, staff app on Google Play →
Live on real counters
Consent-based, signed agreement
Offline unlock codes
Emergency calls always on
state: normal
state: restricted
state: paid
09:41▮▮▮ 5G
09:41▮▮▮ 5G
Installment overdue
This phone is limited until payment.
ID JT-0007-KW · Jay Techs
ID JT-0007-KW · Jay Techs
DUE NOW$120
Emergency callPay now
09:41▮▮▮ 5G
Payment received
Full access restored.
Thank you — see you next month.
Thank you — see you next month.
NEXT DUE05 Oct
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devices protected right now
0+
lock & unlock commands delivered
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typical unlock after payment
0%
emergency calling preserved
New in KW EMI Suite
Live now for every shop on the platform — built on our own counter first, then shipped to yours.
Automatic reminder callsNEW
A recorded call reminds the customer the day before their phone would be restricted, with follow-ups after and an optional call to the guarantor. Calls run only between 10 am and 9 pm and stop the moment a payment is recorded. Free trial for every shop.
Dues at a glanceNEW
One card per customer: how much is overdue, how many days late and what is due next. Tiles for overdue, due today and the next 7 days; tap a number to call; a Locked badge shows who is already restricted.
One-phone enrollmentNEW
KW Central sets up a new phone right at the counter with just one phone — no PC bench needed. A premium add-on for busy counters.
Staff app on Google PlayNEW
KW EMI Suite for Retailers puts devices, payments, dues and alerts on your counter phone. For authorised KW retail partners.
Distributor networkNEW
Distributors open shop accounts and supply enrollment keys from their own pool. They see keys — never a shop's customers — and head office sees every distributor and account.
Plans up to 18 monthsNEW
Installment plans can run up to 18 months as standard, with longer plans approved shop by shop by head office.
Enforcement that survives everything a defaulter tries
KW EMI Suite runs at Device Owner level — the deepest software authority Android grants. It is installed at sale, agreed in writing, and engineered against every escape route we've seen on a real counter.
Device Owner core
Not a normal app the customer can uninstall — the management layer of the phone itself, from first boot.
Reset-aware
Factory reset, flashing tricks, safe mode — detected and answered. The loan stays protected across the attempts we see in the field.
Instant push
Payment posted → unlock delivered over push in seconds. Overdue confirmed → restriction lands just as fast.
Exact due-date alarms
The lock boundary fires on the phone itself — on time, even fully offline, even in deep sleep.
Self-healing watchdog
Aggressive OEM battery killers can stop ordinary services. Ours resurrects itself on a persistent system schedule.
Clock-tamper guard
Backdating the phone's clock to dodge a due date? Detected the moment it happens; the schedule re-arms itself.
Software-grade today. Hardware-grade next.
One portal, two enforcement engines. Our own Device Owner engine protects the fleet today — and platform-level device locking, enforced by the Android system itself on supported new devices, is being engineered into the same portal. Same staff flow, same customer promises, deeper roots.
engine one — live now
KW Device Owner engine
Our in-house enforcement layer, running on every enrolled phone across Android 10–17.
- Works on the phones you already stock — no factory involvement
- Instant lock and unlock over push, offline alarms as backstop
- Offline unlock codes and staff temporary-use holds
engine two — being integrated
Platform-level lock
System-embedded locking on supported new Android devices — enforcement below the app layer, registered before first power-on.
- Rooted in the device platform itself on supported models
- Same portal, same payments, same consent framework
- Protection begins the moment the box is opened
Sample screens from the live platform
Sample views of the surfaces your staff and customers work with every day — the fleet portal, device management, the restricted phone, and the signed agreement.
Restricted screenkw-phone-restricted.png
Restricted screen. Clear dues, pay path, emergency call — never a black brick.
Management portalkw-phone-management.png
Management portal. Shops, staff, enrollment and controls in your hand.
Fleet portalkw-portal-dashboard.png
The whole fleet on one screen. Every device, due, payment and alert — kw.jaytechs.org.
Signed agreementkw-agreement.png
Consent, on record. Signature and thumb captured, sealed to PDF.
Program standards we hold ourselves to
KW EMI Suite is operated as a formal device-financing program by JayTechs (Jay Techs), a registered retail technology business. These are the standards every enrolled device runs under — published here so customers, partner shops and platform reviewers can verify them.
Written consent before activationNo device is ever enrolled without a signed financing agreement — signature, thumb impression and CNIC on record, sealed to an unalterable PDF the customer keeps on the phone.
Automatic payment remindersCustomers receive reminder notifications on the phone before every due date and through the grace period, and where the shop has reminder calls on, a recorded call the day before restriction — nobody is ever locked by surprise.
Restriction, never destructionAn overdue phone is limited, not bricked: the dues screen, the payment path and calling remain. The device is never damaged, wiped or made unusable.
Emergency calling in every stateEmergency numbers can be dialed from every screen, in every lock state, without exception. This is non-negotiable in our engineering.
Minimal data, declared openlyWe store what the loan needs: name, CNIC, customer photo, device identifiers, schedule and payments. No contacts, no messages, no photos, no browsing data, no app activity — ever.
No location tracking by defaultLocation is collected only if the customer separately consents to anti-theft — and even then, only while the device is in restricted mode, never during normal use.
Offline safety valveSigned offline unlock codes are stored on every device, so a customer who has paid can always be released at the counter even with no internet at all.
Full release at loan endWhen the final installment clears, management is removed completely. Every restriction ends and the phone becomes an ordinary, unmanaged phone — the customer's property in full.
A human to answerComplaints and unlock disputes reach a real person the same day: WhatsApp +92 325 33 21 333 or support@jaytechs.org, from the team that built and operates the system.
Published policiesOur privacy policy and customer terms are public, written in plain language, and linked from every page of this site.
From box to protected in one sale
Enrollment happens at the counter, in front of the customer, in the time it takes to make tea.
Open & connect
New phone comes out of the box and is set up at the bench — or right at the counter with just one phone, using KW Central.
Agree & sign
Customer reads the plan, signs on screen, thumb impression taken, CNIC recorded.
Protect
KW EMI Suite takes device-owner control; the loan, schedule and grace days go live.
Hand over
Customer walks out with a working phone, their ID on the status screen, and a copy of their agreement inside it.
Pricing that scales with your counter
Priced in USD ($) per active device, billed monthly — and scaled to your volume, your country and your rollout. Unlimited lock and unlock commands on every plan; we never charge per command, per unlock or per reminder. A device that finishes its loan stops counting. Tell us your volume and we'll quote the same day.
Starter
single shop, getting started
$ / device / month · per scale
up to 50 active devices
- Full enforcement engine & portal
- Signed digital agreements
- Automatic payment reminders
- Dues at a glance: overdue, today, next 7 days
- Staff app on Google Play
- Offline unlock codes
- WhatsApp support, same day
most shops choose this
Shop
established installment counters
$ / device / month · per scale
51 – 300 active devices
- Everything in Starter
- Multiple staff accounts & roles
- Tamper alerts & Guardian intelligence
- Invoice printing with verification ID
- Priority support
Network
chains, distributors & financers
Custom
300+ active devices, multi-branch, multi-country
- Everything in Shop
- Multi-shop portal with per-branch view
- Hardware-grade locking rollout, when live
- Onboarding & staff training included
- Direct line to the builder
pricing requests: accounts@jaytechs.org · WhatsApp +92 325 33 21 333 · quoted in writing before you commit · no setup fee for the first counter
Book a live demo
Fifteen minutes on a video call — or in person at our counter. We enroll a real phone in front of you, lock it, and unlock it — then hand you the portal to try yourself.
- See a real device restricted and released
- Walk the portal your staff would use
- Get pricing for your exact device count
Straight answers
Does it fully brick the phone?
No — and that's deliberate. Restricted mode limits the phone to essentials: the dues screen, the pay path, and calling. Emergency calls work in every state. Restriction persuades; it never endangers.
What if the customer has paid but there's no internet?
Offline unlock codes are stored on the phone and refreshed on every sync. A customer who has paid can always be released at the counter — no network needed.
Can a customer just factory reset it?
The engine is built to detect and answer resets, flashing and safe-mode tricks. On supported new devices, the upcoming platform-level engine roots enforcement below the app layer entirely.
Do you track customers' location?
Not by default — the system collects no location at all unless anti-theft is explicitly enabled with the customer's consent, and even then it only reads location while the phone is restricted, a few times an hour at most.
What happens when the loan finishes?
The phone is fully released. Management is removed, every restriction ends, and it becomes an ordinary phone — the customer's phone.
Which phones does it support?
Android 10 through 17, across the brands actually sold on installment counters — Samsung, Xiaomi/Redmi, Vivo, Oppo, Realme, Infinix, Tecno and more.
Is KW EMI Suite the same as KW Locker?
Yes. KW Locker is now called KW EMI Suite — the same platform, the same portal and the same team.
Do customers get a call before the phone is restricted?
When the shop has reminder calls on, yes: a recorded call the day before restriction, follow-up calls after it, and an optional call to the guarantor. Calls go out only between 10 am and 9 pm and stop the moment a payment is recorded. Every shop can try it free.
Is there an app for my staff?
Yes — KW EMI Suite for Retailers on Google Play, for authorised KW retail partners: devices, payments, dues and alerts on the counter phone.
How long can an installment plan run?
Up to 18 months as standard. Longer plans can be approved for a shop by our head office.
Sell on installments without losing sleep
KW EMI Suite is run by a working mobile shop, for working mobile shops. Tell us your counter size and we'll show you the exact portal our own staff use every day.
WhatsApp +92 325 33 21 333
support@jaytechs.org
also on +92 326 33 21 333 · +92 327 33 21 333
replies same day
replies same day