device financing, protected end to end

Restricts.
Never bricks.
Unlocks on payment.

KW Locker sits inside every phone you sell on installments. Miss a payment past grace and the phone enters a limited mode — emergency calls always work. Pay, and it's back in seconds. Watch it happen on the right.

Live on real counters Consent-based, signed agreement Offline unlock codes Emergency calls always on
state: normal state: restricted state: paid
KW Locker status screen on a financed phone KW Locker restricted screen showing dues and emergency call
09:41▮▮▮ 5G
09:41▮▮▮ 5G
Installment overdue
This phone is limited until payment.
ID JT-0007-KW · Jay Techs
DUE NOW$120
Emergency callPay now
09:41▮▮▮ 5G
Payment received
Full access restored.
Thank you — see you next month.
NEXT DUE05 Oct
0+
devices protected right now
0+
lock & unlock commands delivered
<0s
typical unlock after payment
0%
emergency calling preserved

Enforcement that survives everything a defaulter tries

KW Locker runs at Device Owner level — the deepest software authority Android grants. It is installed at sale, agreed in writing, and engineered against every escape route we've seen on a real counter.

Device Owner core

Not a normal app the customer can uninstall — the management layer of the phone itself, from first boot.

Reset-aware

Factory reset, flashing tricks, safe mode — detected and answered. The loan stays protected across the attempts we see in the field.

Instant push

Payment posted → unlock delivered over push in seconds. Overdue confirmed → restriction lands just as fast.

Exact due-date alarms

The lock boundary fires on the phone itself — on time, even fully offline, even in deep sleep.

Self-healing watchdog

Aggressive OEM battery killers can stop ordinary services. Ours resurrects itself on a persistent system schedule.

Clock-tamper guard

Backdating the phone's clock to dodge a due date? Detected the moment it happens; the schedule re-arms itself.

Software-grade today. Hardware-grade next.

One portal, two enforcement engines. Our own Device Owner engine protects the fleet today — and platform-level device locking, enforced by the Android system itself on supported new devices, is being engineered into the same portal. Same staff flow, same customer promises, deeper roots.

engine one — live now

KW Device Owner engine

Our in-house enforcement layer, running on every enrolled phone across Android 10–17.

  • Works on the phones you already stock — no factory involvement
  • Instant lock and unlock over push, offline alarms as backstop
  • Offline unlock codes and staff temporary-use holds
engine two — being integrated

Platform-level lock

System-embedded locking on supported new Android devices — enforcement below the app layer, registered before first power-on.

  • Rooted in the device platform itself on supported models
  • Same portal, same payments, same consent framework
  • Protection begins the moment the box is opened

Sample screens from the live platform

Sample views of the surfaces your staff and customers work with every day — the fleet portal, device management, the restricted phone, and the signed agreement.

Program standards we hold ourselves to

KW Locker is operated as a formal device-financing program by JayTechs (Jay Techs), a registered retail technology business. These are the standards every enrolled device runs under — published here so customers, partner shops and platform reviewers can verify them.

Written consent before activationNo device is ever enrolled without a signed financing agreement — signature, thumb impression and CNIC on record, sealed to an unalterable PDF the customer keeps on the phone.
Automatic payment remindersCustomers receive reminder notifications on the phone before every due date and through the grace period — nobody is ever locked by surprise.
Restriction, never destructionAn overdue phone is limited, not bricked: the dues screen, the payment path and calling remain. The device is never damaged, wiped or made unusable.
Emergency calling in every stateEmergency numbers can be dialed from every screen, in every lock state, without exception. This is non-negotiable in our engineering.
Minimal data, declared openlyWe store what the loan needs: name, CNIC, customer photo, device identifiers, schedule and payments. No contacts, no messages, no photos, no browsing data, no app activity — ever.
No location tracking by defaultLocation is collected only if the customer separately consents to anti-theft — and even then, only while the device is in restricted mode, never during normal use.
Offline safety valveSigned offline unlock codes are stored on every device, so a customer who has paid can always be released at the counter even with no internet at all.
Full release at loan endWhen the final installment clears, management is removed completely. Every restriction ends and the phone becomes an ordinary, unmanaged phone — the customer's property in full.
A human to answerComplaints and unlock disputes reach a real person the same day: WhatsApp +92 325 33 21 333 or support@jaytechs.org, from the team that built and operates the system.
Published policiesOur privacy policy and customer terms are public, written in plain language, and linked from every page of this site.

From box to protected in one sale

Enrollment happens at the counter, in front of the customer, in the time it takes to make tea.

Open & connect

New phone comes out of the box; staff app finds it at the bench and begins setup.

Agree & sign

Customer reads the plan, signs on screen, thumb impression taken, CNIC recorded.

Protect

KW Locker takes device-owner control; the loan, schedule and grace days go live.

Hand over

Customer walks out with a working phone, their ID on the status screen, and a copy of their agreement inside it.

Pricing that scales with your counter

Priced in USD ($) per active device, billed monthly — and scaled to your volume, your country and your rollout. Unlimited lock and unlock commands on every plan; we never charge per command, per unlock or per reminder. A device that finishes its loan stops counting. Tell us your volume and we'll quote the same day.

Starter

single shop, getting started
$ / device / month · per scale
up to 50 active devices
  • Full enforcement engine & portal
  • Signed digital agreements
  • Automatic payment reminders
  • Offline unlock codes
  • WhatsApp support, same day
Get your quote
most shops choose this

Shop

established installment counters
$ / device / month · per scale
51 – 300 active devices
  • Everything in Starter
  • Multiple staff accounts & roles
  • Tamper alerts & Guardian intelligence
  • Invoice printing with verification ID
  • Priority support
Get your quote

Network

chains, distributors & financers
Custom
300+ active devices, multi-branch, multi-country
  • Everything in Shop
  • Multi-shop portal with per-branch view
  • Hardware-grade locking rollout, when live
  • Onboarding & staff training included
  • Direct line to the builder
Get your quote
pricing requests: accounts@jaytechs.org · WhatsApp +92 325 33 21 333 · quoted in writing before you commit · no setup fee for the first counter

Book a live demo

Fifteen minutes on a video call — or in person at our counter. We enroll a real phone in front of you, lock it, and unlock it — then hand you the portal to try yourself.

  • See a real device restricted and released
  • Walk the portal your staff would use
  • Get pricing for your exact device count
opens WhatsApp with your details pre-filled · demo: support@jaytechs.org · pricing: accounts@jaytechs.org

Straight answers

Does it fully brick the phone?

No — and that's deliberate. Restricted mode limits the phone to essentials: the dues screen, the pay path, and calling. Emergency calls work in every state. Restriction persuades; it never endangers.

What if the customer has paid but there's no internet?

Offline unlock codes are stored on the phone and refreshed on every sync. A customer who has paid can always be released at the counter — no network needed.

Can a customer just factory reset it?

The engine is built to detect and answer resets, flashing and safe-mode tricks. On supported new devices, the upcoming platform-level engine roots enforcement below the app layer entirely.

Do you track customers' location?

Not by default — the system collects no location at all unless anti-theft is explicitly enabled with the customer's consent, and even then it only reads location while the phone is restricted, a few times an hour at most.

What happens when the loan finishes?

The phone is fully released. Management is removed, every restriction ends, and it becomes an ordinary phone — the customer's phone.

Which phones does it support?

Android 10 through 17, across the brands actually sold on installment counters — Samsung, Xiaomi/Redmi, Vivo, Oppo, Realme, Infinix, Tecno and more.

Sell on installments without losing sleep

KW Locker is run by a working mobile shop, for working mobile shops. Tell us your counter size and we'll show you the exact portal our own staff use every day.

WhatsApp +92 325 33 21 333 support@jaytechs.org also on +92 326 33 21 333 · +92 327 33 21 333
replies same day